Help to Buy

Buy your dream home now with only 5% deposit.

The Government backed Help to Buy Equity Loan is available until 2023. Now is a great time to buy your new build home with only a 5% deposit!

How it works

Find your dream home.

You only need a 5% deposit to buy your new home.

The Government will provide an equity loan of up to 20% of the value of your chosen home. This equity loan is interest free for the first 5 years.

You then need to secure up to a 75% mortgage.

The Help to Buy equity loan can be repaid at any time within 25 years or on the sale of your home.

Available on new build homes up to £600,000 in England.

Help to BuyHelp to Buy example

Example property value £300k
Buyer’s 5% deposit     £15k
Government’s Equity Loan   £60k
75% mortgage from commercial lender £225k

To find out more about buying your new home with a Help to Buy Equity Loan, please refer to the government’s Help to Buy website and also read the Help to Buy Buyer's Guide linked here.

By continuing to use the site, you agree to the use of cookies. You can change this and find out more by following this link

Accept Cookies